The desire to lose belly fat is not just about appearances.

For many people, it's a matter of life or death. According to WebMD, excess belly fat known as "visceral fat" has been linked to increased heart attack, heart disease, diabetes and cancer risks. Additionally, researchers have recently discovered that the greater the amount of visceral fat one has is linked with smaller brain mass and diseases like Alzheimer's and Dementia. In light of these findings, the need to lose belly fat is more important than ever. Yet, there are many conflicting messages about how to lose belly fat, leaving dieters dipping into their pocketbooks more than they'd like. The good news is: the answer on how to lose belly fat is simpler — and cheaper — than you'd expect. Lose belly fat risk-free with these money-back guaranteed programs…

Lose belly fat with "The Truth About Six Pack Abs."

The main idea behind certified professional trainer Mike Geary's lose belly fat program is that supplements, pre-packaged "diet" foods, counseling sessions and spending hours on crunches at the gym are a total waste of your time, money and energy. The truth about six pack abs, says Geary, is that you're healthiest when you eat a variety of foods — including nuts, eggs, avocados, olive oil, bison meat, fruits and vegetables. Exercises like dumb-bell rows and mountain climbers help you lose belly fat fastest. For $39.95, you can lose belly fat by downloading a proven system that works comprised of an e-book, a DVD, four motivational audio downloads and access to an exclusive lose belly fat support site where you'll have a chance to talk with Kim Lyons from "The Biggest Loser."

Lose belly fat with "The Fat Burning Furnace."

The Fat Burning Furnace, developed by Kalen and Rob Poulos, helps you lose belly fat with a blueprint containing some of the most effective weight loss and muscle building techniques out there. Exercises include classics like squats, bent-over rolls, shoulder presses and tricep extensions and are recommended two or three times per week. A carefully planned lose  belly fat diet includes quick snacks, beans, whole grains, lean protein and a wide variety of vegetables. The Fat Burning Furnace lose belly fat solution comes with a guide to working out and eating right, a success toolkit (with workout charts, progress trackers, a metabolic rate calculator and a body fat percentage analyzer) and a year's worth of personal email coaching for $39.97.

Lose belly fat with "The Diet Solution."

Lose ten pounds or more with The Diet Solution program designed to lose belly fat fast. With this download, you'll be able to finally stop counting calories, add carbs back into your life and enjoy eating while shedding the pounds. Beat cravings and lose belly fat with almond-crusted chicken, baked Buffalo wings, meatloaf, turkey chili, Asiansalmon and chocolate pudding. Like other lose belly fat programs, exercise focuses on high-intensity weight-lifting, rather than long cardiovascular workouts or crunches. More than 25,000 people have been able to lose belly fat using this program advocated by Isabel De Los Rios, a certified nutritionist and exercise specialist. For $47, you'll receive the lose belly fat manual that tells you how much protein you'll need to lose weight, teaches you about carbohydrates, shares magic tips to jumpstart weight loss today, gives you healthy recipes, motivates you to stay on track and keep belly fat off.

Lose belly fat with "No-Nonsense Muscle Building."

Vince DelMonte recommends starting to lose belly fat by bulking up your muscles, first and foremost. He's successfully transformed skinny bodies into lean, attractive fat-burning machines through his program that has been suggested by Men's Fitness and Maximum Fitness magazines. On this highly acclaimed plan, you'll eat a variety of foods and eat often. You'll have vegetables with every meal, chow down on a big breakfast and fulfilling snacks both before and after your workouts. You'll work out at home or in the gym, whichever you prefer. For $77, you'll receive a 201 page manual, beginner / intermediate / advanced intensive plans, five 84-day nutritional meal plans, supplemental reading, a DVD and access to an exclusive lose belly fat website.

Lose belly fat with "Burn The Fat."

Bodybuilder and best-selling author Tom Venuto's meal plan is flexible and includes room for your favorite treats. Workouts to help you lose belly fat alternate between traditional cardio, high-intensity interval training and four weight training routines. For $39.95, you will instantly download a 340 page e-book, a bonus e-book titled "How To Measure Your Body Fat" and bonus reports on: Foods That Burn Fat, Foods That Turn To Fat and The A Food B Food Lecture. If you upgrade to the deluxe edition for $59.95, you will also get The Fat Burn Files: 10 Revealing Interviews With A "Renegade" Fitness Guru and a 90-minute audio MP3 seminar titled "Natural Bodybuilding and Fat Loss Secrets." Lose Belly Fat now!